Personal Finance Fundamentals

Personal Finance Made Easy

What you'll learn

Participants will be able to create a realistic spending plan that aligns with their income, essential expenses, and personal goals.

Participants will be able to identify saving priorities and implement effective strategies to build an emergency fund and save for short- and long-term goals.

Participants will be able to understand and apply repayment strategies to reduce and manage debt efficiently.

Participants will be able to track their net worth and financial progress by understanding how to calculate assets and liabilities.

Participants will understand how to build, maintain, or improve their credit health for better future financial oppertunities

Participants will be able to understand the role of financial protection in their financial plan to reduce risks and maintain financial security

Participants will understand the fundamentals of investing, including types of investments, risk and return concepts.

Participants will be able to understand the importance of retirement planning and identify actions to start building a retirement strategy.

Requirements

No prior financial knowledge is required; this course is designed for both beginners and those who want to strengthen their financial knowledge.

Openness to engage honestly with your finances

Commitment to personal growth

Basic numeracy skills

Access to spreadsheet tools; Excel or Google Sheets

Description

Are you tired of feeling anxious or overwhelmed every time you think about your finances? Personal Finance Fundamentals is designed to take the confusion out of money management and give you the practical skills and confidence you need to build a strong financial future.This course will guide you step by step through the essential pillars of personal finance. You’ll start by creating a spending plan that truly works for you and your lifestyle, so you always know where your money is going. You’ll learn how to save effectively for emergencies and goals without feeling deprived, and how to tackle debt strategically to reduce financial stress and free up more of your income.We’ll cover how to track your wealth and financial progress, giving you a clear picture of your net worth and helping you set realistic goals. You’ll understand how credit scores work and what you can do to build or improve yours for future opportunities. You’ll also learn about protecting yourself and your loved ones with insurance and other safety nets to ensure your financial security.Finally, this course will introduce you to the fundamentals of investing and retirement planning so you can start thinking ahead with confidence, even if you’re a complete beginner.Throughout, you’ll be supported with practical exercises, mindset reflections, and actionable strategies to turn knowledge into results. Whether you’re just starting your financial journey, getting back on track after life changes, or wanting to strengthen your money foundations, Personal Finance Fundamentals will empower you to take control of your finances and create the secure, confident future you deserve.

Overview

Section 1: Introduction

Lecture 1 Introduction

Section 2: Module 1: Spending Plan

Lecture 2 Spending Plan Creation

Section 3: Module 2: Savings

Lecture 3 Short and Long Term Saving

Section 4: Module 3: Debt

Lecture 4 Debt Management

Section 5: Module 4: Wealth Tracking

Lecture 5 Track your Wealth

Section 6: Module 5: Credit Reports

Lecture 6 Managing Credit Scores & Reports

Section 7: Module 6: Protection

Lecture 7 Protection

Section 8: Module 7: Investing

Lecture 8 Investing Introduction

Lecture 9 Task 1

Lecture 10 Investing - Task 2

Lecture 11 Investing - Task 3

Lecture 12 Task 4 & 5

Lecture 13 Investing - Closing Comments

Section 9: Module 8: Retirement Planning

Lecture 14 Task 1

Lecture 15 Task 2

Lecture 16 Task 3

Lecture 17 Task 4

Lecture 18 Task 5

Lecture 19 Task 6

Section 10: Extra Content - Money Mindset Exercise

Lecture 20 Learn about your Money Mindset

This course is perfect for you if: You want to take control of your money but don’t know where to start. You feel overwhelmed by spending, debt, or saving goals and want a clear, practical approach. You’re ready to build strong financial habits to reduce stress and create stability for yourself or your family. You’re looking to strengthen your financial foundation and plan confidently for the future. You want to learn the basics of investing and retirement planning to make informed decisions about your long-term financial security.,This course is for informational and educational purposes only, it does not constitute financial advice